About Title Insurance
WHAT TO KNOW About Title Insurance Title insurance protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as misspellings of a person’s name or an inaccurate description of the property. In some states it is customary for the seller to purchase the […]
Read MoreLower Homeowners Insurance Costs
HOW TO Lower Homeowners Insurance Costs The first step is to shop around; quotes on the same home can vary significantly from company to company. Review the Comprehensive Loss Underwriting Exchange report. CLUE reports detail the property’s claims history for the last five years, which insurers may use to deny coverage. Make the sale contingent […]
Read MoreAbout Homeowners Insurance
WHAT TO KNOW About Homeowners Insurance A homeowners insurance policy will protect you against certain losses and damage to your new home and is generally required by lenders prior to closing. Some lenders will collect the money you owe for homeowners insurance as part of your monthly mortgage payment and place it in an escrow […]
Read MoreBuy in a Tight Market
HOW TO Buy in a Tight Market Increase your chances of getting your dream house in a competitive housing market. Get prequalified for a mortgage. You’ll be able to make a firm commitment to buy and your offer will be more desirable to the seller. Stay in close contact with your real estate agent. Your […]
Read MoreYour Short Sale Purchase Team
CHECKLIST Your Short Sale Purchase Team If you’re serious about purchasing a short-sale property, it’s important for you to have expert assistance. Here are some people you’ll want by your side: Experienced real estate attorney. A real estate attorney who’s knowledgeable about the short-sale process will increase your chances getting an approved contract. The attorney […]
Read MoreBefore Making a Short Sale Offer
QUESTIONS TO ASK Before Making a Short Sale Offer If a home is being sold for less than what the current owner owes on the property—and the seller does not have other funds to make up the difference at closing—the sale is considered a short sale. A short sale is different from a foreclosure, which is […]
Read MoreFor the New Owners
CHECKLIST For the New Owners Before the property changes hands, consult this list to make sure these items are transferred with the house. Owner’s manuals and warranties for any appliances left in the house. Garage door opener(s). Extra set of house keys. Other keys. Think beyond the front doors; do you have any cabinets or […]
Read MoreMove With Pets
HOW TO Move With Pets Update your pet’s tag with your new address. Make sure your pet’s collar is sturdy and correctly sized. The tag should also include your mobile number and e-mail address so that you can be reached during the move. Request veterinary records. Ask your current vet to send your pet’s medical […]
Read MorePack Like a Pro
HOW TO Pack Like a Pro Plan ahead. Develop a master to-do list so you won’t forget something critical heading into moving day. This will also help you create an estimate of moving time and costs. Discard items you no longer want or need. Ask yourself how frequently you use an item and how you’d feel if […]
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